Withdrawal limits

Verification tiers

Tier

Per transaction

Per day

What we need

Tier 0 (default)

NGN 20,000

Email verified

Tier 1

NGN 100,000

NGN 200,000

Name + DOB + linked bank

Tier 2

NGN 500,000

NGN 1,000,000

Tier 1 + BVN match

Tier 3

No cap

NGN 5,000,000

Tier 2 + valid government ID

Limits are per calendar day in West African Time, resetting at midnight. A weekly or monthly aggregate limit does not apply.

Minimum withdrawal

The minimum withdrawal is NGN 100. Paystack does not process transfers below this threshold. There is no minimum on deposits; you can deposit any amount.

How to raise your tier

Tier 0 to Tier 1

From your profile, link a Nigerian bank account. We verify the account number with Paystack and compare the account holder name to your profile name. A close match auto-upgrades you. A mismatch goes to admin review and typically clears within 24 hours.

Tier 1 to Tier 2

Submit your BVN from the profile page. We do not store the BVN; we send it to Paystack's name-match endpoint and store only the match score.

Tier 2 to Tier 3

Upload a government-issued ID such as NIN slip, driver's license, international passport, or voter's card. An admin reviews and approves within 48 hours. Required for sustained high-volume play.

What happens at the limit

If you try to withdraw more than your daily allowance, the withdrawal request is rejected immediately with the message "Exceeds daily limit. Withdraw up to NGN X today or upgrade your tier." Nothing is deducted from your wallet.

You can split a large amount across multiple days, or upgrade your tier and complete the withdrawal in one go.

Anti-money-laundering

Tier 3 withdrawals over NGN 1,000,000 in a 30-day window trigger an additional source-of-funds review. We may ask where the deposit came from and how the prize money was earned. This is required by Nigerian AML law.

Deposit limits

Paystack itself enforces deposit limits:

Card transactions: NGN 5,000,000 per transaction for most banks.
Bank transfer (USSD / direct): no upper limit set by 64SQRS; your bank may impose its own.
Minimum deposit: NGN 100.

Account holds

In rare cases such as suspected fraud, AML review, or court order, withdrawals may be held while we review. If your account is held, you will see a banner explaining why and an estimated timeline. You can still log in, see your balance, and contact support. You cannot withdraw until the hold clears.

Disputes

If a withdrawal is rejected and you believe it should not be, or if you hit a limit and think it is wrong, contact support with your transaction ID from the wallet page. We respond within 24 hours on business days.